Disputes Won
3 of 5
Loan Readiness
78%
Saved This Month
$1,240
Credit Score
↑ +0 ptsStart
543
Gained
+0
Current
543
Every tool you need to improve your credit, manage your money, and build toward your goals.
From fixing your credit to tracking your budget to preparing for a loan — Credit 800 handles your full financial picture.
Upload your report and get FCRA-compliant dispute letters citing specific legal sections, tailored to each inaccuracy.
Log income and expenses by category, visualize monthly spending with charts, and stay on top of your finances.
See how ready you are for a mortgage, auto loan, or credit card based on your credit score and debt-to-income ratio.
Set credit score, savings, net worth, and debt payoff goals. Track progress with visual bars and get notified when you hit them.
7 professional dispute and debt letter templates — goodwill, pay-for-delete, cease & desist, debt validation, and more.
Track your freeze status across all 3 bureaus, store your PINs securely, and get direct links to freeze or unfreeze instantly.
Choose avalanche or snowball method. See exact payoff timelines and interest savings for every account.
Simulate what happens to your score when you pay off a card, open a new account, or resolve a collection.
Get alerted when your score changes, a goal is reached, or a dispute deadline is approaching.
Searchable, categorized credit education modules with progress tracking to help you understand every aspect of your credit.
Generate and mail FCRA-compliant CFPB complaints against bureaus and creditors when disputes aren't resolved.
Track all dispute timelines, deadlines, and round-2 readiness in one place so nothing slips through the cracks.
Browse recommended secured cards, credit-builder loans, and store cards filtered to your current credit score range.
Stay on top of changes to your credit profile with real-time monitoring and instant alerts.
Explore investment funds, strategies, and asset allocation calculators to start building wealth alongside your credit.
Track your net worth and asset allocation across bank and investment accounts via Plaid integration.
Upload and organize credit reports, dispute letters, bureau responses, and identity documents by category.
Paste any demand or collection letter and get an instant AI breakdown of claims, deadlines, your rights, and a response draft.
Fully automate your dispute workflow — AI runs scheduled dispute rounds and bulk-generates mailing-ready letters for you.
See all accounts across all three bureaus with balances, statuses, and one-click dispute flagging.
Log and visualize your score trends over time from multiple sources and bureaus, with CSV export.
Browse FCRA-compliant example letters for collections, charge-offs, late payments, and a dozen other dispute strategies.
Credit repair, budgeting, goals, loan readiness — one platform, one login. Get started in minutes.
Debt validation letters, pay-for-delete templates, statute of limitations calculator, goodwill letters, and more — all included with your subscription.
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